Standard Fire & Special Perils Policy


Standard Fire & Special Perils Policy

A business has many moving parts - dynamics which can result in loss due to fire. A faulty cabling/electrical malfunction, inflammable kitchen cleaners, careless employees forgetting to stub beedis and cigarettes, chemicals which at times spontaneously catch fire and the list can be endless. While running a business, our focus continues to be maximising opportunities and managing customers & cashflows, often losses come at the most unexpected times.

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Coverage

Usually the policy covers the following:

  • Plant, Machinery & Accessories
  • Stocks & stock in progress - in office, warehouse, godown
  • Furniture & fixtures, computers and other contents
  • Building

Fire Insurance & Special Perils Policy Provides Coverage For

  • Fire
  • Riots, Strikes & Malicious Damage
  • Terrorism
  • Floods, Inundation, Storm, Cyclone, Typhoon, Tempest, Hurricane, Tornado
  • Landslide, Rockslide, Subsidence
  • Bursting and/or Overflowing Water tanks, Apparatus & Pipes
  • Explosion/Implosion
  • Impact Damage

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