Doctors Indemnity Insurance


Doctors Indemnity Insurance

Doctors are treated second to God in our society, with people reposing a high degree of trust, faith and belief. They bring their knowledge and skills in treating a patient and relieve them from misery. But, this is not easy for them as they are at risk at every stage of the treatment process.Any carelessness, neglect, failure or non-performance of their duty could doom their rewarding professional career and put them under a lot of financial stress. Doctors need better safety net for protection. Explore "Doctor Indemnity Insurance" — an insurance protection for mitigating the risk against any legal suits.

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Coverage

Doctor Indemnity Insurance protects any medical practitioner and the medical establishment against any legal liability. This insurance covers for costs towards damages to a third-party in respect of any negligence, which a medical practitioner commits during his professional service.

Doctor Indemnity Insurance covers for an insured’s legal liability from a third-party claim as a result of a medical negligence and will pay for the following

  • Damages to the third-party (patient) resulting due to a medical negligence during the course of professional service. This will cover actual compensation to the third-party as per the judgment or awards.
  • Legal representation costs incurred towards investigation and defense of the claim.
  • Additional extensions including Coroner’s Expenses (medical examiner) incurred during the investigation.

You can now cover for any wrongful acts on a retroactive date basis as well. The insured person can declare the retroactive date he/she wants to cover under this policy.

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