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What is Capping in health Insurance ?

QuestionsCategory: Group Health InsuranceWhat is Capping in health Insurance ?
default avatarPlan Cover Staff asked 2 years ago
1 Answers
default avatarSrinivasan Mahadevan answered 2 years ago
In health insurance capping means restriction in payable amount, room rent,docter fee,disease wise,co payment or some time it can be on type of claims and overall sum insured. Which means all these expenses or specific diseases expenses would be paid under a capped amount which decides at the time of policy inception,caping depands on health insurance plan opted at the time of inception for paying less premium or control the claim ratio in the policy capping works because if cappings applies in the policy the claim amount will be paid within the capped amount not as per charged in the hospitalization bill. Some cappings are also there as per standard guide line of the health insurance policy its vary insurance to insurance standard guide lines.