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Meaning of 1st year exclusion

QuestionsCategory: Group Health InsuranceMeaning of 1st year exclusion
default avatarPlan Cover Staff asked 2 years ago
1 Answers

Best Answer

default avatarSrinivasan Mahadevan answered 2 years ago
Ist year exclusion as per standard guide line of the health insurance ist year exculsion means there are such treatments,diseases which are not payable within the 1st year of the health insurance policy,after taking the policy some diseasse are not covered specially in retail health plans.But in group helath insurance plan 1st year exclusion can be waived off by paying extra premium at the time of policy inception.