Dental expenses are normally restricted to hospitalisation expenses arising due to any injury or an accident. Normal routine dental screening and treatment charges are not covered under the base health insurance plan. Same goes with vision benefits.
However, with the advent of new innovations in product offerings, you can include dental and vision benefits under the OPD expenses (outpatient) cover by paying an additional premiums. Some policies provide dental screening, consultations, extractions, filling, and dental X-ray expenses as part of the OPD cover. However, cosmetic charges and braces will be not covered in the insurance plan.
Vision screening including regular eye checkup, vision tests, consultation and cost of spectacle lens subject to doctors prescription can also be covered at an additional cost.
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