{"id":12,"count":6,"description":"Group Health Insurance or Group Mediclaim is an insurance policy offered to members of an existing well-defined body of individuals.\r\n\r\nThis often is related to employees (and their families) in an organisation. Other types of groups may include affinity groups like alumni associations, trade bodies, medical associations, spiritual or religious organisations, and the like.\r\n\r\nUnlike retail health insurance products, group health insurance offers tailor-made benefits. These include waiver of waiting periods, inclusion of maternity from day 1, and no requirement of filling up individual proposal forms or medical checkups.\r\n\r\nThe addition and deletion of covered members also can be done. This happens on a pro-rated model. The calculations for premiums are done basis of the date of joining or leaving the group and the policy expiry date.\r\n\r\nFor more insights, please read the content here which provides an in-depth understanding of various terms and processes. This content is intended to provide you with details on running a successful group health insurance program for your organisation.\r\n\r\nOur team will be happy to provide any specific clarity you may be seeking for your unique and individual area of concern.\r\n\r\nDo note that many of these terms may have a variance in your particular policy and therefore some of the information here may need to be custom-configured for you.","link":"https:\/\/www.plancover.com\/simplify-insurance\/policy-category\/group-health-insurance\/","name":"Group Health Insurance","slug":"group-health-insurance","taxonomy":"course_category","parent":0,"meta":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v24.3 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Group Health Insurance Archives - PlanCover.com<\/title>\n<meta name=\"description\" content=\"Group Health Insurance or Group Mediclaim policies are custom configured to provide coverage for treatment costs during hospitalisation.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.plancover.com\/simplify-insurance\/policy-category\/group-health-insurance\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Group Health Insurance Archives - 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