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Configuring a Group Health Insurance Policy for the First Time

Exploring Arthroscopic Procedures: Coverage and Benefits under Indian Health Insurance

What is Arthroscopic Surgery?

Arthroscopic surgery, commonly referred to as arthroscopy, is a minimally invasive surgical procedure used to diagnose and treat joint problems. It involves inserting a small camera called an arthroscope into the joint through a small incision. This allows the surgeon to visualize the joint structures and perform necessary repairs or treatments.

Different Types of Arthroscopic Procedures

Arthroscopic procedures can be performed on various joints in the body, including:

  1. Knee Arthroscopy
  2. Shoulder Arthroscopy
  3. Hip Arthroscopy
  4. Ankle Arthroscopy
  5. Elbow Arthroscopy
  6. Wrist Arthroscopy

Causes of Joint Problems Requiring Arthroscopic Surgery

Common causes of joint problems that may necessitate arthroscopic surgery include:

  • Trauma or injury to the joint
  • Degenerative conditions such as osteoarthritis
  • Torn ligaments or tendons
  • Inflammation or infection within the joint

Symptoms of Joint Problems Requiring Arthroscopic Surgery

Symptoms vary depending on the underlying condition but may include:

  • Joint pain or discomfort
  • Swelling and inflammation
  • Limited range of motion
  • Instability or weakness in the joint

Diagnosis of Joint Problems Requiring Arthroscopic Surgery

Diagnosis involves a thorough evaluation by an orthopedic surgeon, including:

  • Physical examination of the affected joint
  • Imaging tests such as X-rays, MRI, or CT scans
  • Arthroscopic evaluation for a direct visualization of the joint structures

Treatment Options for Joint Problems in India

Treatment options may include:

  • Repair or removal of damaged tissue (e.g., torn cartilage or ligaments)
  • Joint debridement to remove inflamed or damaged tissue
  • Synovectomy to remove the inflamed synovial lining
  • Cartilage restoration techniques such as microfracture or autologous chondrocyte implantation (ACI)

Types of Arthroscopic Procedures in India

India offers a wide range of arthroscopic procedures across leading orthopedic centers and hospitals, utilizing advanced techniques and equipment for optimal patient outcomes.

Benefits of Health Insurance for Arthroscopic Surgery

Health insurance coverage for arthroscopic surgery provides financial protection against the high costs associated with surgical procedures, hospitalization, and post-operative care. It ensures access to timely and quality healthcare services without financial burden.

Steps Included in the Arthroscopic Procedure

The typical steps involved in an arthroscopic procedure include:

  1. Pre-operative evaluation and preparation
  2. Anesthesia administration
  3. Arthroscopic portal placement and joint access
  4. Arthroscopic exploration and treatment
  5. Joint irrigation and closure of incisions

Health Insurance Coverage for Arthroscopic Surgery in India

Health insurance plans typically cover arthroscopic procedures, including surgeon fees, hospitalization expenses, anesthesia costs, and post-operative care. Below is an approximate breakdown of average costs:

TreatmentAverage Cost in India (INR)
Knee Arthroscopy₹40,000 – ₹60,000
Shoulder Arthroscopy₹50,000 – ₹80,000
Hip Arthroscopy₹60,000 – ₹90,000
Ankle Arthroscopy₹30,000 – ₹50,000
Elbow Arthroscopy₹40,000 – ₹70,000
Wrist Arthroscopy₹35,000 – ₹55,000

Facts & Figures:

  • Arthroscopic surgery was first performed in Japan in 1918 by Dr. Masaki Watanabe.
  • India is emerging as a hub for medical tourism, with patients from around the world seeking affordable and high-quality arthroscopic procedures.
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