{"id":407,"date":"2020-11-16T14:45:00","date_gmt":"2020-11-16T09:15:00","guid":{"rendered":"https:\/\/www.plancover.com\/insurance\/?p=407"},"modified":"2021-07-08T09:23:03","modified_gmt":"2021-07-08T03:53:03","slug":"tie-suraksha-group-health-insurance","status":"publish","type":"post","link":"https:\/\/www.plancover.com\/insurance\/tie-suraksha-group-health-insurance\/","title":{"rendered":"TiE Suraksha Group Health Insurance"},"content":{"rendered":"

\"tie<\/p>\n

A business is nothing without the people who work behind the scenes. While the entrepreneur may have big dreams, it is ultimately the\u00a0team, with whose help he\/she can realize the goals. It is the team that plays a key role in understanding and executing the founder’s vision. Fast-paced startups are becoming a preferred workplace for individuals entering the job market. With so much new talent raring to join them and their vision, startup founders have their pick of talent. Because the allocation of a limited budget is often a big priority for startups, and because most startups don\u2019t have large HR teams, not-so immediate priorities like healthcare often get thrown on the backburner. While many startups put wellness as a priority in their company culture, founders should take care to pay attention to employee health insurance.<\/span><\/p>\n

Health insurance for startups is a great way to reduce operating costs. Generally, it costs more for an individual to purchase their own health insurance plans, be it for themselves or for their families. Company-provided health insurance, sponsored by employers is more desirable for employees (as it covers nearly everything with no waiting periods) and can be a big motivating factor that gets candidates to choose your startup. Another big benefit is that healthy team is a more productive team \u2013 period. So it should come as no surprise that healthy employees have been found to be three times more productive than sick ones.<\/span><\/p>\n

Now that you know why you should prioritize your team\u2019s health insurance, it\u2019s time to see the steps you need to take to choose the right health insurance for your startup. TiE Delhi-NCR in partnership with Plancover Insurance<\/strong> is coming out for the very first time in India a Group Health Insurance Cover titled \u201cTiE Suraksha<\/strong>\u201d to empower member startups and it\u2019s employees. This health insurance has been carefully and very specially designed keeping in mind our members to ensure maximum coverage and benefits at the lowest of the cost ever possible from the insurance industry. Some of the salient features of this policy are –<\/span><\/p>\n\n\n\n\n\n
Scope of Coverage:<\/strong><\/span><\/td>\nPlan – 1<\/span><\/strong><\/span><\/td>\n\u00a0Plan – 2<\/span><\/strong><\/span><\/td>\nPlan – 3<\/span><\/strong><\/span><\/td>\n<\/tr>\n
Family Definition<\/strong><\/td>\nSelf only<\/td>\nSelf + Spouse + 2 Children up to the age of 25 years<\/td>\nSelf + Spouse + 2 Children up to the age of 25 years + Dependent Parents\/in-laws<\/td>\n<\/tr>\n
Sum Insured<\/strong><\/td>\n\n\n\n\n\n
2 lac<\/td>\n3 lac<\/td>\n5 lac<\/td>\n<\/tr>\n
Rs 1,245<\/td>\nRs 1,310<\/td>\nRs 1,730<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/td>\n\n\n\n\n\n
2 lac<\/td>\n3 lac<\/td>\n5 lac<\/td>\n<\/tr>\n
Rs 4,410<\/td>\nRs 5,355<\/td>\nRs 7,565<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/td>\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n
2 lac<\/td>\n3 lac<\/td>\n5 lac<\/td>\n<\/tr>\n
Rs 23,470<\/td>\nRs 28,770<\/td>\nRs 39,450<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/td>\n<\/tr>\n
Premium to be paid <\/strong>(excludes applicable GST)<\/em><\/td>\n<\/tr>\n
Sum Insured Type<\/strong><\/td>\nIndividual<\/td>\nFamily Floater<\/td>\nFamily Floater<\/td>\n<\/tr>\n
Age Limit<\/strong><\/td>\n18 years to 55 years<\/td>\n1 Day to 55 years<\/td>\n1 Day to 80 Years<\/td>\n<\/tr>\n
Pre Existing Diseases\/condition<\/strong><\/td>\nNot Covered<\/td>\nCovered<\/td>\nCovered for Employee Spouse and children. For parents covered after 1 year<\/td>\n<\/tr>\n
First 30 days waiting period<\/strong><\/td>\nApplicable<\/td>\nWaived off<\/td>\nWaived off<\/td>\n<\/tr>\n
1yr \/ 2 yr \/ 4 year exclusion<\/strong><\/td>\nApplicable<\/td>\nWaived off<\/td>\nWaived off<\/td>\n<\/tr>\n
Maternity Limit<\/strong><\/td>\nNot covered<\/td>\n50,000 INR for the first 2 children<\/td>\n50,000 INR for the first 2 children<\/td>\n<\/tr>\n
Maternity waiting period<\/strong><\/td>\nNot covered<\/td>\n9 months<\/td>\n9 months<\/td>\n<\/tr>\n
New born Baby Coverage<\/strong><\/td>\nCovered from Day 1<\/td>\nCovered from Day 1<\/td>\nCovered from Day 1<\/td>\n<\/tr>\n
Pre & Post Hospitalisation<\/strong><\/td>\n30 day – 60 days<\/td>\n30 day – 60 days<\/td>\n30 day – 60 days<\/td>\n<\/tr>\n
Disease wise capping<\/u><\/strong><\/td>\nDefault<\/td>\nNo capping<\/td>\nNo capping<\/td>\n<\/tr>\n
Room Rent<\/strong><\/td>\n1% of SI for Normal and 2% of SI for ICU. Proportionate deduction applicable<\/td>\nSingle standard AC room for normal and no capping for ICU. Proportionate deduction applicable<\/td>\nSingle standard AC room for normal and no capping for ICU. Proportionate deduction applicable<\/td>\n<\/tr>\n
Ambulance charges<\/strong><\/td>\nNot Covered<\/td>\nNot Covered<\/td>\nCovered up to INR 1,000 per claim<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

Who can avail the benefits?<\/strong><\/span><\/p>\n

This Group health policy is exclusively available only for Members of TiE Delhi-NCR<\/strong>. Founders who are current members and have an organisation (registered & incorporated) with full time employees can enrol. Their employees don\u2019t have to take additional membership to avail the benefit. The policy will be in force for the time period you are a renewed and a paid member.<\/span>\"health<\/p>\n

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FREQUENTLY\u00a0ASKED\u00a0QUESTIONS<\/span>\u00a0<\/span><\/span><\/strong>\u00a0<\/span><\/div>\n<\/div>\n<\/div>\n